Mortgage Navigator • DPA
Down-payment assistance. All 50 states.
Find your state. Our completed guides will focus on the details that matter: assistance amount, FICO, income limits, first-time buyer rules, repayment and major restrictions.
How to use this directory: Select a state to explore available educational guides. Some states have dedicated program pages; others currently use a general state guide. Verify current program funding, eligibility and participating lenders with the official program administrator before relying on any option.
AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming
Reviewed by Joshua Dobson
MortgageDadOf3 • 21+ years mortgage experience • NMLS #190260
Josh created MortgageDadOf3 to make mortgage guidelines, programs and real-world affordability easier to understand.
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Also check national programs
Your state housing agency is not the only place DPA can come from.
See National Homebuyers Fund and Chenoa Fund alongside the state-specific options.
Continue exploring your mortgage options
Mortgage guidelines depend on the borrower, property, loan program, and current underwriting requirements. Explore related resources or request a personalized review.
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