Find the mortgage path that fits the situation.
Start with the borrower, property and goal—not a product label. Each Mortgage Navigator explains the rules, common overlays and questions that can change an approval.
Loan programs
Six major paths, organized consistently so you can compare the rules without becoming a mortgage expert.
FHA
Government-insured financing with flexible credit, down-payment and property rules.
Open FHA Navigator →Conventional
Fannie Mae and Freddie Mac underwriting, AUS, income, assets, property and exceptions.
Open Conventional Navigator →VA
Eligibility, COE, entitlement, residual income, purchase and refinance options.
Open VA Navigator →USDA
Rural property eligibility, household income, GUS, zero-down financing and Direct vs. Guaranteed.
Open USDA Navigator →Jumbo
Loans above the applicable conforming limit and investor-specific underwriting.
Open Jumbo Navigator →Non-QM / Non-Conforming
Bank statements, DSCR, 1099, P&L, asset qualification and other private-investor paths.
Open Non-QM / Non-Conforming Navigator →Specialty Property
Non-warrantable condos, condotels, mixed-use, acreage, rural and unique-property financing paths.
Explore Specialty Property →Manufactured Homes
FHA Title I & II, conventional, VA, USDA, leased land, foundations, HUD labels, appraisal and refinance.
Open Manufactured Homes Navigator →Renovation
FHA 203(k), HomeStyle Renovation, HomeStyle Refresh, CHOICERenovation, smaller projects, escrows and as-completed value.
Open Renovation Mortgage Navigator →Investment Property
Conventional rentals, DSCR, short-term rentals, multiple financed properties, reserves, LLC/title and cash-out.
Open Investment Property Navigator →