Joshua Dobson Mortgage Advisor

🏡 Avoid Goldilocks Regret! 🏡

Buying your first home? Don’t get caught up in the excitement and end up house poor! 🚨 Before you sign, make sure you:

✅ Choose a home that fits your long-term needs (not too big or too small!)
✅ Budget for repairs & maintenance—things WILL break! 🔧
✅ Consider utility costs—ask the seller & check local utility rates 💡

💡 Do your homework so you can be a successful homeowner! 🏠💪

📌 Drop a comment: What’s your biggest home-buying concern? 👇

🔔 Subscribe for more home-buying tips!


#HomeBuyingTips #GoldilocksRegret #FirstTimeHomeBuyer #HousePoor #MortgageAdvice #RealEstateTips #Homeownership #FinancialFreedom

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Most people think the Federal Funds Rate controls mortgage rates, but it’s actually the 10-year Treasury note! 📉 And right now, Treasury Secretary Scott Bessent is working on lowering it—meaning better mortgage rates could be on the way.

PLUS, the administration is considering opening up federal land for home construction. More supply, lower rates… affordability might be making a comeback! 👏

What do you think? Will this actually help buyers? Drop your thoughts below! 👇

#HomeBuyingTips #MortgageExplained #RealEstateInvesting #HousingMarketUpdate #HomeAffordability #MortgageRates2025

🔑 Keywords: mortgage interest rates, homebuyer tips, real estate trends, 10-year treasury note, home affordability, federal land housing policy

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🚨 Homeowners with FHA, VA, or USDA loans—You’re Probably Overpaying! 🚨

If you bought your home in 2022 or later using FHA, VA, or USDA financing, mortgage rates have dropped—and you could refinance with NO appraisal, NO income verification, and minimal paperwork! 🏡📉

💰 What’s in it for you?
✅ Lower your monthly payment 💵
✅ Skip the hassle—no appraisal needed
✅ No debt-to-income check
✅ Fast & easy process

⚠️ The catch? Your mortgage must be current to qualify!

💬 Drop a comment below or DM me “REFI” to see how much you can save! Don’t wait—rates won’t stay low forever!

🔔 Subscribe for more mortgage tips & homeownership hacks!

#FHAStreamline #VAIRRRL #USDALoan #RefinanceNow #MortgageTips #HomeBuying #HomeFinance #WealthBuilding #LowerYourRate #SaveMoney

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Don’t put 20% down… do this instead.

Comment “NOPMI” to get info on how to not put 20% down and not have private mortgage insurance.

Save your money for unexpected expenses.

#mortgage #realestate #modesto #firsttimehomebuyer #modesto #mortgagedadof3 #homebuyer #pmi #downpayment

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We’ve cracked the home affordablity code.

USDA, as of March 4th, is now allowing 100% financing on new and existing mobile and manufactured homes that meet their guidelines.

This will open up many new opportunities for homeownership in the US.

Want to know specifics?

Comment/Dm “100%”

#mortgage #realestate #usda #mortgagedadof3 #homebuyer #homebuying

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Remember when you were told practice makes perfect? This can be said for going from renting to owning a home. #stoprenting #realestate #firsttimehomebuyers #mortgageoptions

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3 Things First Time Homebuyers Must Do if buying a home in 2025 is in their bingo card.

Comment/DM “Bingocard” to get access to our free program to help with all three of these important issues.

If buying a home in 2025 is on your bingo card or you would like it to be, but like most of us you are overwhelmed by these home prices and or interest rates I have 3 things you should do today for making it more affordable to buy instead of waiting for a miracle or praying for home prices to crash or interest rates to fall below 3% Here are the 3 things I would be doing and the last one is the most important because without it the others won’t mean much:

💡Negotiate a seller credit… permanently buydown your interest rate

💡Know your budget and find out what homes are available in your market that match your budget.

💡If you aren’t quite where you want to be … get access to a program to help you achieve your homeowner goals.

Comment/DM “Bingocard” to get access to our free program to help with all three of these important issues.
#mortgage #realestate #firsttimehomebuyer #mortgagedadof3 #homebuyer #homebuyingtips #interestrates

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