Already been told no?

Get a Mortgage Second Opinion.

Tell Josh what you were trying to do and what the lender told you. The goal is to identify the rule or underwriting issue before you start another application blindly.

What Josh will look for

Is this an actual program restriction? An AUS or full-file underwriting issue? A lender or investor overlay? A documentation problem? Or is there another legitimate program or structure worth investigating?

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Tell Josh the useful part

First name

Last name

Mobile number

State

Transaction

What are you trying to accomplish?

What did the lender say was the problem?

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Approx. credit-score range (optional)

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