New Hampshire down payment assistance, deep-checked against current state program sources.
A current inventory of state-run and state-administered assistance in New Hampshire, plus national DPA options. Funding and rate sheets can still change after this review date.
Reviewed September 11, 2026 • Joshua Dobson, NMLS #190260
Quick comparison
| Program | Potential assistance | Published min. FICO | Repayment/Forgiveness | Biggest catch |
|---|---|---|---|---|
| New Hampshire Housing Plus DPA | Up to $15,000 depending selected Plus first-mortgage execution | program/product specific | 0% second, no monthly payments; current 30-year/due-on-event terms apply | Verify live funding and current lender matrix before relying on the program. |
| 1stGenHomeNH | Up to $10,000 | program specific | First-generation DPA; can be combined with eligible NH Housing cash-assistance programs | Limited funding; enhanced first-generation eligibility and education requirements apply. |
New Hampshire Housing Plus DPA
New Hampshire Housing Plus DPA is a current state-administered homebuyer assistance option. Mortgage Navigator uses the administering agency as the controlling source and avoids filling changing details with stale third-party numbers.
Published minimum FICO: program/product specific
1stGenHomeNH
1stGenHomeNH is a current state-administered homebuyer assistance option. Mortgage Navigator uses the administering agency as the controlling source and avoids filling changing details with stale third-party numbers.
Published minimum FICO: program specific
National programs New Hampshire buyers should also check
National Homebuyers Fund
NHF multi-state assistance may be available through participating lenders. Current lender/product terms control credit, pricing, assistance and repayment or forgiveness.
Published minimum FICO: product/lender specific
Chenoa Fund
Chenoa Fund provides FHA down-payment assistance through approved lender partners. Current matrices control credit, pricing and second-mortgage terms.
Published minimum FICO: product/lender specific
New Hampshire's biggest DPA lesson
New Hampshire Housing currently offers its core Plus cash-assistance menu and a separate $10,000 1stGenHomeNH benefit that can be layered with eligible NH Housing assistance. V25 restores both state-administered categories.
Let Josh compare the available programs.
Send the city/ZIP, purchase price, credit range, household income and first-time-buyer status.