Mortgage Navigator • USDA Property & Special Transactions
USDA Condos & Attached Housing
USDA can finance more than detached houses. Condos and attached units can qualify when the property and project meet current requirements.
Condos can be eligible
USDA's public Guaranteed program materials include condos among eligible residential structures.
Project-level issues still matter
The lender must determine the unit/project and legal structure meet applicable USDA and secondary-market/project requirements.
Check early: project eligibility can become the critical path, so do not wait until final underwriting.
Official USDA baseline
USDA Guaranteed Program · USDA Chapter 12 — Property
Educational summary. Current handbook, GUS findings and approved-lender requirements control the actual transaction.