Wisconsin down payment assistance, deep-checked against current state program sources.
A current inventory of state-run and state-administered assistance in Wisconsin, plus national DPA options. Funding and rate sheets can still change after this review date.
Reviewed September 11, 2026 • Joshua Dobson, NMLS #190260
Quick comparison
| Program | Potential assistance | Published min. FICO | Repayment/Forgiveness | Biggest catch |
|---|---|---|---|---|
| WHEDA Easy Close Advantage DPA | Up to 6% of purchase price; minimum $1,000 | product/program specific | 10-year fixed-rate second with monthly payment; interest rate equals first mortgage | Verify live funding and current lender matrix before relying on the program. |
| WHEDA Capital Access DPA | $7,500 | product/program specific | 30-year 0% second, no monthly payments; due under program payoff/refi terms | Extremely limited allocation; do not assume funds remain merely because the program page exists. |
WHEDA Easy Close Advantage DPA
WHEDA Easy Close Advantage DPA is a current state-administered homebuyer assistance option. Mortgage Navigator uses the administering agency as the controlling source and avoids filling changing details with stale third-party numbers.
Published minimum FICO: product/program specific
WHEDA Capital Access DPA
WHEDA Capital Access DPA is a current state-administered homebuyer assistance option. Mortgage Navigator uses the administering agency as the controlling source and avoids filling changing details with stale third-party numbers.
Published minimum FICO: product/program specific
National programs Wisconsin buyers should also check
National Homebuyers Fund
NHF multi-state assistance may be available through participating lenders. Current lender/product terms control credit, pricing, assistance and repayment or forgiveness.
Published minimum FICO: product/lender specific
Chenoa Fund
Chenoa Fund provides FHA down-payment assistance through approved lender partners. Current matrices control credit, pricing and second-mortgage terms.
Published minimum FICO: product/lender specific
Wisconsin's biggest DPA lesson
Wisconsin has exactly two current WHEDA DPA products on the official 2026 program page: Easy Close and the limited Capital Access reopening.
Let Josh compare the available programs.
Send the city/ZIP, purchase price, credit range, household income and first-time-buyer status.