MortgageDadOf3 Scenario Tool

Down Payment & Cash-to-Close Calculator

Estimate down payment and closing cash after entered credits, assistance and earnest money.

Cash-to-close planner

Estimate down payment plus closing/prepaid costs, then subtract eligible credits and assistance. This is not a Loan Estimate.

Purchase price

Down payment %

Closing costs / prepaids

Seller/lender credits

Eligible DPA / grant funds

Earnest money already paid

Planning tool, not an approval: Results are educational estimates. Actual rates, APR, MI/MIP, taxes, insurance, HOA, closing costs, qualifying income, DTI, concessions and program eligibility depend on the loan file and current lender/agency rules.

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