MortgageDadOf3 Scenario Tool
Rental Income Mortgage Calculator
Calculate 75%-of-rent less PITIA while preserving the distinction between rental-income categories.
Rental-income scenario
Shows the arithmetic often used in applicable agency market-rent scenarios: 75% of gross rent less PITIA. Whether a positive result becomes income or only offsets PITIA depends on the exact rental category.
Planning tool, not an approval: Results are educational estimates. Actual rates, APR, MI/MIP, taxes, insurance, HOA, closing costs, qualifying income, DTI, concessions and program eligibility depend on the loan file and current lender/agency rules.