MortgageDadOf3 Scenario Tool
Temporary Buydown Calculator
Calculate 3-2-1, 2-1 and custom temporary mortgage buydown payment subsidies.
Temporary buydown math
Shows payment subsidy for a 3-2-1, 2-1 or 1-0 style structure. Qualification rules can require the note rate rather than the temporarily reduced payment.
Planning tool, not an approval: Results are educational estimates. Actual rates, APR, MI/MIP, taxes, insurance, HOA, closing costs, qualifying income, DTI, concessions and program eligibility depend on the loan file and current lender/agency rules.