Real mortgage situations that don't fit neatly in a checkbox.
Start with the fact that makes your loan unusual. These paths connect you to the deeper program and underwriting guides already in Mortgage Navigator.
Income & employment scenarios
Self-employed
See the detailed Mortgage Navigator guide →
1099 income
See the detailed Mortgage Navigator guide →
Bonus, commission & overtime
See the detailed Mortgage Navigator guide →
Jumbo RSU / stock income
See the detailed Mortgage Navigator guide →
Asset depletion
See the detailed Mortgage Navigator guide →
Bank statement income
See the detailed Mortgage Navigator guide →
Credit & debts scenarios
Mortgage credit & AUS
See the detailed Mortgage Navigator guide →
Credit Academy
See the detailed Mortgage Navigator guide →
Student loans & DTI
See the detailed Mortgage Navigator guide →
Recent credit events — Non-QM
See the detailed Mortgage Navigator guide →
Bankruptcy & foreclosure — VA
See the detailed Mortgage Navigator guide →
Property scenarios
Acreage / rural property
See the detailed Mortgage Navigator guide →
Manufactured homes
See the detailed Mortgage Navigator guide →
Non-warrantable condos
See the detailed Mortgage Navigator guide →
Mixed-use property
See the detailed Mortgage Navigator guide →
Multiple structures
See the detailed Mortgage Navigator guide →
Renovation loans
See the detailed Mortgage Navigator guide →
Rental & investment scenarios
Departing residence
See the detailed Mortgage Navigator guide →
Schedule E rental income
See the detailed Mortgage Navigator guide →
Short-term rentals
See the detailed Mortgage Navigator guide →
DSCR
See the detailed Mortgage Navigator guide →
LLC: agency vs DSCR
See the detailed Mortgage Navigator guide →
Multiple financed properties
See the detailed Mortgage Navigator guide →
Transaction & title scenarios
Unusual conventional transactions
See the detailed Mortgage Navigator guide →
Trusts / POA / title — FHA
See the detailed Mortgage Navigator guide →
Delayed financing
See the detailed Mortgage Navigator guide →
Cash-out seasoning
See the detailed Mortgage Navigator guide →
VA assumptions
See the detailed Mortgage Navigator guide →
Seller concessions calculator
See the detailed Mortgage Navigator guide →